OverpayingForAIPricing desk

Meeting notes and summaries: what it costs and which AI to use

Turn call and meeting transcripts into minutes, action items and follow-up emails. Teams automating note-taking across sales calls, stand-ups and customer interviews.

The short answer

At 400 meetings a month, we estimate $0.575 on DeepSeek V4 Flash 0423 (the cheapest model that cleared our quality bar), $3.34 on Mistral Large 3 2512, and $38.80 on GPT-5.5. The flagship costs 12x the middle pick. Judged on summarising and extraction tasks: action items and owners have to be right.

Simulate your meeting notes and summaries

Pick a job, set how much of it you do, and see what every model would cost. Defaults are typical, not yours. Change them.

Prompt, history, documents

What the model writes

Advanced: caching, reasoning, retries, discounts

Share that can use cached-input prices where a model offers them

1 = none. 2 = hidden thinking doubles billed output

Extra calls on top of the base count

Batch jobs or committed spend. Check your provider; we assume none by default

Lowest benchmark score a model can have and still be picked. Higher is stricter.

Limit to certain providers

Untick any provider you cannot use, for data-residency, contract or policy reasons. Picks are recalculated.

400 meetings a month, three ways to pay

Every model here cleared a score of 9.0 out of 10 on our summarise, extract json benchmark tasks, ran without errors and fits a 32K-token window. 21 of 386 priced models qualify.

Budget pick

Cheapest model that clears the bar.

DeepSeek V4 Flash 0423

DeepSeek
$0.575a month
Per meeting
$0.0014
Benchmark
9.50 / 10 · 6 prompts
Context
1.05M tokens
Middle pick

Priced near the middle of the models that clear the bar; best score there.

Mistral Large 3 2512

Mistral AI
$3.34a month
Per meeting
$0.0084
Benchmark
9.50 / 10 · 6 prompts
Context
262K tokens
Flagship default

What many people reach for first.

GPT-5.5

OpenAI
$38.80a month
Per meeting
$0.097
Benchmark
9.50 / 10 · 6 prompts
Context
1.05M tokens

Choosing GPT-5.5 over Mistral Large 3 2512 costs $35.46 more a month, $426 a year (12x the price).

Both scored 9.50 out of 10 on this kind of work. The extra money buys safety margin our benchmark cannot measure: it is 24 short prompts, and most passing models score near the top. If a wrong answer is costly for you, that margin can be worth it. Test on your own data before you decide.

If it grows

Pay-per-use cost scales in a straight line. Monthly cost at 1x, 3x, 10x and 100x today's volume.

Model1x · 4003x · 1,20010x · 4,000100x · 40K
DeepSeek V4 Flash 0423$0.575$1.73$5.75$57.51
Mistral Large 3 2512$3.34$10.02$33.40$334
GPT-5.5$38.80$116$388$3,880

What a budget buys

  • DeepSeek V4 Flash 0423
    70K
    meetings a month, about 2,318 a day
  • Mistral Large 3 2512
    12K
    meetings a month, about 399 a day
  • GPT-5.5
    1,030
    meetings a month, about 34 a day

Every model, priced for your workload

41 models, 15 hidden because their window is smaller than 32K tokens.

ModelA monthPer meetingBenchmarkContext
DeepSeek V4.1 Flash
DeepSeekbelow the bar
$0.432$0.00118.33 (6)1.05M
DeepSeek V4 Flash 0423
DeepSeekBudget pick
$0.575$0.00149.50 (6)1.05M
Llama 4 Scout
Meta
$0.668$0.00179.50 (6)1.31M
Ministral 3 8B 2512
Mistral AI
$0.894$0.00229.33 (6)262K
GLM 5.3
Z Aibelow the bar
$0.895$0.00228.67 (6)1.05M
Qwen3.8 Flash
Alibababelow the bar
$1.01$0.00258.17 (6)1M
GLM 5.3 Flash
Z Ai
$1.02$0.00259.33 (6)1.05M
Mistral Small 4
Mistral AI
$1.06$0.00269.50 (6)262K
Qwen3.8 27B
Alibababelow the bar
$1.51$0.00385.83 (6)1.02M
GPT-5.4 Nano
OpenAI
$1.57$0.00399.50 (6)400K
MiniMax M2.5
Minimax
$1.85$0.00469.33 (6)205K
Muse Glimmer 30B
Metabelow the bar
$2.11$0.00538.50 (6)131K

Benchmark = mean judge score out of 10 on the summarise, extract json prompts of the Model Playground, with the number of prompts in brackets. Models marked n/a have no benchmark run, so we do not guess their quality. How the benchmark works.

What we assumed

  • Four hundred meetings a month.
  • A 45-minute meeting transcribes to about 9,000 words, roughly 14,000 tokens.
  • Minutes and action items run about 650 words, roughly 900 tokens.
  • Speech-to-text cost is not included.

These are typical numbers, not measurements of your business. Edit them in the simulator above.

What drives the cost

A one-hour meeting is a long transcript, so input is large and the summary is short.

Watch out for

  • Transcription often costs more than the summary. Check that line on your bill too.
  • Very long meetings can pass the context window of small models.

Questions people ask

How much will meeting notes and summaries cost per month?

At 400 meetings a month, we estimate $0.575 a month on DeepSeek V4 Flash 0423, the cheapest model that clears our quality bar for this job. Mistral Large 3 2512 costs $3.34 and GPT-5.5 costs $38.80. These are estimates from the assumptions listed on this page, not a quote. Change the numbers to match your own volume.

What is the cheapest AI model for meeting notes and summaries?

On current OpenRouter prices, DeepSeek V4 Flash 0423 from DeepSeek is the cheapest model that cleared our bar of 9.0 out of 10, scoring 9.5/10 on 6 benchmark prompts for this kind of work. The benchmark is small, so treat it as a shortlist and test on your own data before switching.

Is it worth paying for a flagship model for meeting notes and summaries?

On our benchmark, GPT-5.5 scored 9.5/10 on this kind of work, and a model priced near the middle of the models that cleared the bar, Mistral Large 3 2512, scored 9.5/10, while the flagship costs 12x as much. A flagship buys safety margin the benchmark cannot measure. If a wrong answer is expensive for you, that can be worth paying for. If not, you are probably overpaying.

What happens to the cost if meeting notes and summaries grows ten times?

Pay-per-use pricing scales in a straight line, so ten times the meetings is ten times the bill. Use the growth table on this page to see 3x, 10x and 100x for the same three models.

What makes meeting notes and summaries expensive?

A one-hour meeting is a long transcript, so input is large and the summary is short.

Price a different job

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